Up to now, only large Retirement and institutional funds were able to afford the services of Asset Consultants, due to the complexities of skills and systems involved. However, the development of cutting-edge technologies, in conjunction with our long standing relationships with the top Institutional Investment platforms in South Africa, have enabled us to offer true independent asset consulting services to both standalone pension funds and participating employers on umbrella funds.
There is a fundamental difference between fund management and asset consulting. We deal with the latter. This entails two processes:
- Creating a suitable Investment Strategy: Formalising an official Investment Strategy document and matching the membership profile with an appropriate investment strategy.
- Asset and liability matching: Employing very sophisticated analyses software, we run an annual evaluation and communication process to both management and members to indicate possible Retirement funding shortfalls.