Independent advice:
  • We ensure that your Group Life solutions are both appropriate and affordable.
  • We develop customised death, disability and dread disease benefits and have risk pools with most underwriters and Insurers.
  • We assist with scheme and payroll structuring and offer tax advice
  • We do initial and ongoing annual re-broking on your Group Life scheme, benchmarking against major risk pools.
Group Risk administration services:

We are an approved and licenced group risk front office administrator offering:

  • Monthly billing assistance
  • Monthly compliance monitoring of 13B administrators
  • Member communication and training
  • Front Office: With our class-leading systems and processes, the 4D group acts as one of the largest independent front offices for several Life insurers. Our claims processing and feedback processes are class leading.
  • Product assessment: We do product assessment on existing schemes and provide class leading consulting services in this field.